enforcement of judgment debt​

In this context, the creditor seeks the court’s assistance to obtain a legally binding judgment that confirms the debtor's obligation to pay the debt. Once the judgment is granted, the creditor may have additional legal avenues to enforce the debt, such as pursuing garnishment of wages or seizing assets, if necessary.

This document is an essential step in the debt recovery process, particularly when other means of recovering the owed amount have been unsuccessful. By obtaining a County Court Judgment (CCJ), the creditor establishes formal recognition of the debt, which can also affect the debtor's credit rating, acting as a further incentive for payment.